You will have heard the phrase ‘your home may be repossessed if you don’t keep up with payments’. For many this is the stark reality when life throws a curveball.
It’s vitally important that you and your family can stay in their home should the worst happen. Naturally, we don’t like to think about the worst case scenarios but it’s worth considering how you’d continue to pay the mortgage, council tax, utility bills and feed your family should one or both of you be unable to work, suffer a serious illness or pass away.
We work with a range of leading providers to support our clients in ensuring that should the worst happen, they can stay in their home and include:
Life Insurance; Pay a lump sum on death for your family or to repay the mortgage or help provide regular income to protect your family's future.
Critical Illness cover: Critical illness could strike without warning. Critical illness protection can help to protect your family's financial future, in case the worst should happen.
Income Protection & Accident and Sickness cover: Income protection helps to cover your daily living costs, bills, rent or mortgage repayments if you suffered an unexpected illness or injury. Many employers will only pay Statutory Sick pay. Would this be sufficient to service living costs?
Home Insurance: This is a mandatory requirement when you purchase a home with a mortgage. Comprehensive options for Buildings and Contents Protection to safeguard your property and belongings against the unexpected.
Important information
For insurance business we offer products from a choice of insurers.